How to update your website with finance information

The Dr Khawaja Ltd payment plan[s]

Are you considering dental treatment, but are unsure about the best way to pay for it? If so, you might be interested in the payment plan[s] we offer to fund your treatment.

How do I apply?
You will need to complete a simple, online credit application, which one of our staff can help you with. The information is transmitted to the lender immediately and a reply is usually received by return. You can then either sign a credit agreement that we print for you, or have it emailed for you to complete at home.

How much can I borrow?
You can borrow between £350 and £50,000, subject to status. You must be over 21 to apply, and you must have lived in the UK for at least 3 years.

Do I have to pay a deposit?
A deposit is not required, but if you want to pay one and so reduce the amount you borrow, this is completely up to you.

How much are the repayments?
Obviously, this will depend on the amount you borrow and whether you pay a deposit. Our staff will show you, completely without obligation, the monthly repayments for your particular treatment.

You can also have the calculator link on your website which will allow patients to calculate the monthly cost of their treatment at the various rates of interest offered. It is a really helpful tool, and we would advise our clients to place this on their website. All you need to do is copy the image below of the calculator logo, and if you log into your Chrysalis finance marketing folder you will find the relevant web script to copy into your website to display the calculator function.

Calculate for yourself the monthly repayments for your treatment by entering the cost in the Chrysalis calculator:

How do I make the repayments?
The monthly payments are collected by Direct Debit, starting one month after you sign the credit agreement, and are subject the usual guarantee from your bank.

When can I start the treatment?
Immediately – as soon as the credit agreement has been signed.

What if I decide that I don’t want the finance?
There is a statutory ‘cooling off’ period of 14 days after signature during which you can cancel the credit agreement with no cost to you. However, if you have started any treatment which would have been financed, you will have to make other arrangements to pay for it.

Who provides the finance?
The finance is arranged through Chrysalis Finance Ltd., a company authorised by the Financial Conduct Authority to carry out the regulated activity of credit broking under Firm Reference Number 631193, and the lender is Shawbrook Bank Plc.

Notes:

  • The suggested wording above is for guidance only. Your final proof must be submitted to Chrysalis for approval.
  • Words in [square brackets] should be completed or omitted as required
  • Shaded words are instruction only, not a part of the suggested text
  • As well as the FCA’s specific rules for financial promotions in the Consumer Credit Sourcebook section 3, there is an overriding requirement that the presentation must be Clear, Fair and Not misleading.
  • In all financial promotions, i.e. in advertisements and your website, you must include your firm’s legal name as it appears in the FCA Register and you must state that you are a credit broker. We recommend that you use the wording:“[FIRM’S FCA REGISTER NAME], trading as [TRADING NAME], is an Appointed Representative of Chrysalis Finance Limited, which is authorised by the Financial Conduct Authority to carry out the regulated activity of credit broking.”You may, if you wish, not include your trading name. The FCA does not allow the use of its logo in any form. You are of course free to use the Chrysalis Appointed Representative logo, which can be downloaded from the Chrysalis Dashboard.
    ” Delete the words in square brackets if they are not applicable.